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What To Do If You Win Mega Millions Or Powerball In Indiana

Lottery lovers are gearing up for some major jackpot drawings this week.

First up is the $750 million Mega Millions drawing on Friday, Jan. 15. The Powerball’s winning numbers will follow the next day for its $640 million jackpot.

Almost $1.4 billion up for grabs is certainly enough to get lottery players excited.

These are the first massive jackpots in a while for both games. Frequent winners throughout 2020 kept the jackpots low.

Lottery tickets are incredibly popular in Indiana, so who knows, maybe a Hoosier ends up winning one of the jackpots.

What to do if you win the lottery

So let’s say you’re one of this weekend’s big jackpot winners.

What should you do? What steps should you take to keep you and your winnings safe?

First thing’s first, keep your mouth shut until you have a plan. The last thing you want is hordes of people or family members swarming you from every angle.

You’ll need to hire some people to help you pull this off correctly.

When searching for advisors, look for fee-only professionals rather than commission-based.

Fee-only folks work for a flat-rate, while those on commission take a percentage of the money they’re working with. If you’re winning a $750 million jackpot, even a small commission would really start to add up.

You should start by hiring a lawyer.

There are certain rules that lottery winners have to follow if they want to stay anonymous.

For example, in Indiana, you can’t claim your winnings anonymously unless you go through a limited liability corporation or a legal trust. A lawyer will help you set those up.

You can also get some legal advice on whether taking the jackpot as a lump-sum or as payments over time is best for you.

The Hoosier Lottery recommends signing the back of your ticket, but know that that might not always be the best advice. It could cause problems if you plan on staying anonymous, so if you can keep your winning ticket safe, consider holding off on signing your ticket until you’ve spoken with a lawyer.

Next up, you’re going to need an accountant and a financial planner.

These two will help you manage your money once you have it. They can also help you out when it comes to investments and long-term financial planning.

To sum it up, here are the six things you should do when you win big:

However, first you’ll need to know how to actually claim your prize.

How to claim lottery prizes in Indiana

Claiming lottery prizes in Indiana is a pretty simple process.

In Indiana, you have 180 days to claim your prize, so that leaves plenty of time to get your affairs in order if you win a huge jackpot.

The way you claim your prize depends on how large it is.

If you’ve won under $600, you can try redeeming your ticket from the Hoosier Lottery retailer that you bought it from. Not every retailer will redeem prizes worth a few hundred dollars, but this is the fastest way to get your money if it works out.

If you can’t redeem your prize from the retailer, then you’ll have to send it to the Hoosier Lottery via mail. Just follow these steps:

  1. Fill out the back of your ticket
  2. Print and fill out a Hoosier Lottery winner claim form, leaving lines 1-6 blank
  3. Fill out IRS FORM 5754, if multiple people are claiming the prize
  4. Staple your ticket to a copy of your government ID
  5. Mail everything to 1302 North Meridian Street Suite 100, Indianapolis, IN 46202
  6. Wait 7-10 business days for your winnings

If you win between $600-$49,999, then either claim you winnings via mail or by visiting a Hoosier Lottery Prize Payment Center in Indianapolis, Mishawaka or Evansville.

Claiming a big prize by mail? The Hoosier Lottery recommends using UPS, FedEx or USPS Certified.

If you’re really lucky and end up winning $50,000 or more, then call the Hoosier Lottery at 1-800-955-6886 to schedule an appointment for claiming your prize.

Many are rushing to buy lottery tickets as the Mega Millions and Powerball jackpots continue to rise, but what do you do if you win a jackpot in Indiana?

Indiana Hoosier Powerball

Indiana has been the most successful state in Powerball history, delivering more jackpot wins than anywhere else, including the first one ever awarded. Read all about some of the success stories, how to play, and where the money goes when you buy a ticket. View the Hoosier Powerball numbers below.

Winning Numbers

  • 5
  • 8
  • 17
  • 27
  • 28
  • 14
  • 3

The total number of Indiana players who won with the Power Play option in Saturday’s draw was 3,744, but over the past five draws there has been on average 8,935 Power Play winners per draw, which means the figure for the latest draw is around 58.1% lower than average.

Match IN Winners Prize Per Winner IN Prize Fund
5 + PB 0 $23,200,000 No Winners
5 0 $1,000,000 No Winners
4 + PB 0 $50,000 No Winners
4 27 $100 $2,700
3 + PB 35 $100 $3,500
3 965 $7 $6,755
2 + PB 648 $7 $4,536
1 + PB 4,481 $4 $17,924
0 + PB 9,978 $4 $39,912
5 (Power Play) 0 $2,000,000 No Winners
4 + PB (Power Play) 0 $150,000 No Winners
4 (Power Play) 4 $300 $1,200
3 + PB (Power Play) 9 $300 $2,700
3 (Power Play) 278 $21 $5,838
2 + PB (Power Play) 152 $21 $3,192
1 + PB (Power Play) 1,005 $12 $12,060
0 + PB (Power Play) 2,296 $12 $27,552
  • How to Play
  • How to Claim
  • Indiana Winners

Previous Results

Past Results

You can find more Indiana Powerball results below. Select the ‘+ View Payouts’ button to view a full breakdown of the prizes won in each draw.

  • 40
  • 53
  • 60
  • 68
  • 69
  • 22
  • 3

Match IN Winners Prize Per Winner IN Prize Fund
5 + 1 0 $731,100,000 No Winners
5 0 $1,000,000 No Winners
4 + 1 4 $50,000 $200,000
4 39 $100 $3,900
3 + 1 101 $100 $10,100
3 2,792 $7 $19,544
2 + 1 2,358 $7 $16,506
1 + 1 18,062 $4 $72,248
0 + 1 45,216 $4 $180,864
5 (Power Play) 0 $2,000,000 No Winners
4 + 1 (Power Play) 0 $150,000 No Winners
4 (Power Play) 7 $300 $2,100
3 + 1 (Power Play) 22 $300 $6,600
3 (Power Play) 425 $21 $8,925
2 + 1 (Power Play) 389 $21 $8,169
1 + 1 (Power Play) 3,127 $12 $37,524
0 + 1 (Power Play) 8,153 $12 $97,836
  • 14
  • 20
  • 39
  • 65
  • 67
  • 2
  • 3

Match IN Winners Prize Per Winner IN Prize Fund
5 + 1 0 $639,400,000 No Winners
5 0 $1,000,000 No Winners
4 + 1 0 $50,000 No Winners
4 50 $100 $5,000
3 + 1 119 $100 $11,900
3 2,529 $7 $17,703
2 + 1 2,212 $7 $15,484
1 + 1 16,673 $4 $66,692
0 + 1 41,048 $4 $164,192
5 (Power Play) 0 $2,000,000 No Winners
4 + 1 (Power Play) 0 $150,000 No Winners
4 (Power Play) 9 $300 $2,700
3 + 1 (Power Play) 18 $300 $5,400
3 (Power Play) 461 $21 $9,681
2 + 1 (Power Play) 394 $21 $8,274
1 + 1 (Power Play) 3,122 $12 $37,464
0 + 1 (Power Play) 7,377 $12 $88,524
  • 4
  • 19
  • 23
  • 25
  • 49
  • 14
  • 2

Match IN Winners Prize Per Winner IN Prize Fund
5 + 1 0 $556,700,000 No Winners
5 0 $1,000,000 No Winners
4 + 1 2 $50,000 $100,000
4 39 $100 $3,900
3 + 1 81 $100 $8,100
3 2,313 $7 $16,191
2 + 1 1,763 $7 $12,341
1 + 1 13,047 $4 $52,188
0 + 1 30,547 $4 $122,188
5 (Power Play) 0 $2,000,000 No Winners
4 + 1 (Power Play) 1 $100,000 $100,000
4 (Power Play) 6 $200 $1,200
3 + 1 (Power Play) 14 $200 $2,800
3 (Power Play) 439 $14 $6,146
2 + 1 (Power Play) 345 $14 $4,830
1 + 1 (Power Play) 2,515 $8 $20,120
0 + 1 (Power Play) 5,805 $8 $46,440
  • 14
  • 26
  • 38
  • 45
  • 46
  • 13
  • 2

Match IN Winners Prize Per Winner IN Prize Fund
5 + 1 0 $489,600,000 No Winners
5 0 $1,000,000 No Winners
4 + 1 2 $50,000 $100,000
4 21 $100 $2,100
3 + 1 61 $100 $6,100
3 1,583 $7 $11,081
2 + 1 1,334 $7 $9,338
1 + 1 10,350 $4 $41,400
0 + 1 25,505 $4 $102,020
5 (Power Play) 0 $2,000,000 No Winners
4 + 1 (Power Play) 1 $100,000 $100,000
4 (Power Play) 4 $200 $800
3 + 1 (Power Play) 18 $200 $3,600
3 (Power Play) 341 $14 $4,774
2 + 1 (Power Play) 272 $14 $3,808
1 + 1 (Power Play) 2,183 $8 $17,464
0 + 1 (Power Play) 5,485 $8 $43,880

State Specific Rules

The game is played the same in Indiana as in other states – simply pick five main numbers between 1 and 69, plus one Powerball between 1 and 26. You can either select your own numbers or ask for a Quick Pick, and you can add the Power Play option for an extra $1 per line to boost any non-jackpot prizes you win by up to 10 times their original value. The following state-specific rules also apply:

  • The minimum age to play Powerball in Indiana is 18 years old.
  • The cut-off time for ticket sales is 9:58pm ET.
  • You can enter the same numbers in up to 10 consecutive drawings in advance.
  • Winnings over $1,200 will be subject to a state tax rate of 3.23 percent.

Powerball drawings are broadcast on TV stations throughout the state. The following table shows how you can watch from where you live:

City Station Affiliate Channel
Evansville WTVW CW 7
Ft Wayne WFFT FOX 55
Indianapolis WXIN FOX 59
South Bend WNDU NBC 16
Terre Haute WTWO NBC 2

How to Claim Prizes

The method for claiming a prize in Indiana depends on how much you have won. If you are collecting your prize in person, you will be able to redeem a winning ticket of up to $25 at any Hoosier Lottery retailer. For amounts over $25 and up to $599, it is at the discretion of the retailer whether they pay out prizes or not. If they do not have sufficient cash on the premises, you may be required to claim from elsewhere.

You must visit a regional claim center or the Hoosier Lottery headquarters to claim a prize between $600 and $49,999 and for larger amounts you must visit the headquarters.

The following table shows the addresses of the Hoosier Lottery headquarters and the regional claim centers:

Name Location Telephone Number: Opening Hours
Hoosier Lottery Headquarters & Prize Payment Center 1302 N. Meridian St. Indianapolis, IN 46202 1-800-955-6886 8:30am-5:00pm ET
North Region Prize Payment Center 230 Red Coach Drive, Suite D
Mishawaka, IN 46545
1-800-955-6886 8:30am-4:30pm ET
South Region Prize Payment Center 5625 E. Virginia St.
Evansville, IN 47715
1-800-955-6886 8:30am-4:30pm CT

You can also claim prizes by mail. You will need to complete a claim form and send it off to the address shown below, along with your winning ticket. For prizes of $600 and above you will also need to provide a copy of a government-issued photo ID. It normally takes between seven and 10 business days for checks to be processed.

Hoosier Lottery
1302 N. Meridian St.
Indianapolis, IN 46202

If you play as part of a lottery pool and win a prize, separate payments can be made to up to 99 individuals in a group. One member of the pool needs to sign the ticket and claim form, but you must then also submit an IRS 5754 form to claim as a group. This tax form divides the tax liability for group prizes. Everyone must present their own valid photographic identification.

Claim Period

There is a 180-day deadline for Powerball prizes in Indiana, starting from the date of the draw. You must come forward within this period otherwise you will miss out on your prize and the money will stay with the lottery to pay for future prizes and promotions.

Lost and Damaged Tickets

All Powerball tickets are bearer instruments, so anyone in possession of a winning entry can file a claim. You will not be able to receive a prize if you lose your ticket, so you should sign the back of it to prove it belongs to you and prevent anyone else from making a claim. If your ticket has been damaged, you can still try to claim a prize but it must meet a series of validation requirements before you can be paid out.

Going Public

There is a Public Records law in Indiana which means that the Hoosier Lottery must disclose the details of all its big winners. However, you can claim prizes through legal trusts or limited liability companies to shield your name from the wider world and effectively remain anonymous.

Where Does the Money Go?

The majority of the revenue generated from Powerball tickets in Indiana, 60 percent, goes straight back to players in the form of prize money. Seven percent is paid to retailers in commissions, while operating expenses account for six percent. The remaining 27 percent is reserved for good causes, and more than $5.3 billion has been distributed for the benefit of the state since the Hoosier Lottery started in 1989.

The money for good causes is split several different ways, but so far the Build Indiana Fund has received $3.9 billion to help major economic development projects. Over $820 million has gone to the Teachers’ Retirement Fund, while local police and firefighters’ pensions have benefited to the tune of more than $630 million.

Indiana Powerball Winners

There have been more jackpot-winning tickets sold in Indiana than any other state in the U.S., dating back to the very first drawing on April 22nd 1992, when Bert Morlan, an 85-year-old former mayor of the city of Brazil, pocketed $5.9 million. The biggest win of them all came on February 22nd 2017, when a Purdue University graduate from the Greater Lafayette area claimed $435 million. A manufacturing worker, he received the prize through a limited liability company called Bohemian Financial, LLC in order to stay private. He opted for the cash sum of $263 million rather than the annuity.

The second-biggest Powerball win in Indiana was actually claimed by a resident of Ohio – David Coterel from Riverside. He won $314 million on August 25th 2007, having bought his ticket from a Speedway convenience store in Richmond, just near the state line. Coterel elected to take the $145 million lump sum and said he would buy cars, take trips and watch his money closely.

View the latest Indiana Hoosier Powerball winning numbers after each drawing has taken place. You can also check previous results to see if you’re a winner. ]]>